Balance Transfer Credit Card Comparison

Let's say, for example, that you receive an offer to do a balance transfer, and the credit card company gives you two choices; you can enjoy a 0 percent annual percentage rate (APR) for 18 months, and pay a one-time-only fee of 3 percent for the balance transfer, or; you can perform a 24-month transfer to a card with no balance transfer fee, but comes with an APR of 4.99%.

New card members can repay debt with no interest charges for a year (then 8.25% to 18.00% variable) and there's $0 balance transfer fee, saving you the typical 3% to 5% fee other balance transfer ...

Estimated Balance Transfer Savings $248 Savings based on a transfer amount of $2,500 at a current APR of 15% Learn more about our calculations More information Estimated Savings is a CreditCards.com calculation that is used to provide an example of how much you might save by transferring your balances to a new card after factoring in fees, length of promotional periods and interest charges.

Intro balance transfer APR: 0% for 18 months on Balance Transfers. After, a 14.74% - 24.74% (variable) APR applies. Balance transfer fee: Balance transfer fee – either $5 or 3% of the amount of each transfer, whichever is greater. Citi® Diamond Preferred® Card. Intro balance transfer APR: 0% for 18 months on

The majority of 0% balance transfer cards apply a much higher interest rate on any new spending using the card – so it is best to avoid this if you can. For example, a balance transfer card might charge zero per cent interest for 24 months on balance transfers but a standard rate of 18% on purchases.

Balance transfer illustration. Let’s say you have £3,000 debt on a card that’s currently charging 20% interest annually, but you’ve been offered a new card with 0% on balance transfers for 18 months, a 3% transfer fee and no annual fee.. Clearing your debt over 18 months would be around £407 cheaper using the new 0% card than it would on the old card.

Credit card issuers usually charge a balance transfer fee, which can range from 1.00-5.00% of the amount you transfer over (e.g. if you are transferring a balance of $10,000 and the transfer fee is 3%, you’ll be charged $300 for the switch).

Dear Valued Cardholders, Why pay 18% interest p.a on your credit card when you can enjoy lower interest rate with AEON Balance Transfer plan? Apply for our new Balance Transfer Plan now to save on your credit card interest! Kindly refer the details below:-Tenure/Month: 12 months Upfront Interest Rate: 3% Minimum Balance Transfer Amount: RM 1,000 T&C apply.

Our credit card comparison service lets you easily compare interest rates, balance transfer options, and card features from Ireland’s main credit card providers and is free, easy-to-use, 100% impartial, and accurate.

Additional Read: How to Check Credit Card Balance One of the best balance transfer credit cards is the Bajaj Finserv RBL Bank SuperCard.Its Transfer N Pay facility lets you utilise up to 80% of your credit limit for balance transfer purposes. To qualify for this programme all you need to do is stay clear of any pending outstanding payments for more than 30 days.

U.S. consumers are making headway with their credit card debt, but there's still a long way to go to becoming debt-free. Overall U.S. cardholder debt fell by $10 billion in the third quarter of 2020, ...