Credit Card Calculation Formula

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Effective Annual Rate (EAR) - How to Calculate Effective ...

3. Apply the EAR Formula: EAR = (1+ i/n) n – 1. Where: i = Stated interest rate; n = Compounding periods Example. To calculate the effective annual interest rate of a credit card with an annual rate of 36% and interest charged monthly: 1. Stated interest rate: 36%. 2. Number of compounding periods: 12. Therefore, EAR = (1+0.36/12)^12 – 1 ...


RewardCash Calculator - HSBC

Every $1 RewardCash equals to HK$1 at RewardCash e-Shop. You can redeem items at RewardCash e-Shop in full amount of RewardCash or in any combination of RewardCash and cash, subject to a minimum of $10 RewardCash for each item. The cash portion must be settled by an HSBC credit card via HSBC Internet Banking. Terms and conditions apply.


What is 3 percent off 2629 dollars| How to calculate 3% ...

In calculating 3% of a number, sales tax, credit cards cash back bonus, interest, discounts, interest per annum, dollars, pounds, coupons,3% off, 3% of price or something, we use the formula above to find the answer. The equation for the calculation is very simple and direct.


Compound Interest Formula | Calculator (Excel Template)

Compound Interest Formula – Example #3 Shankar is interested in new investment product which has been recently launched by Invest Corp. The scheme asks to invest initially 50,000 and that will be matured after 15 years and the guaranteed rate of interest will be 9.72% which is tax-free and also it provides a bonus at the end of 15 years.


Basics Of Bonds - Maturity, Coupons And Yield

The coupon is always tied to a bond’s face or par value and is quoted as a percentage of par. Say you invest $5,000 in a six-year bond paying a coupon rate of five percent per year, semi-annually. Assuming you hold the bond to maturity, you will receive 12 coupon payments of $125 each, or a total of $1,500.


Discount Calculator - Find Out the Sale Price - Omni

How to calculate discount and sale price? Just follow these few simple steps: Find the original price (for example $90); Get the the discount percentage (for example 20%); Calculate the savings: 20% of $90 = $18 Subtract the savings from the original price to get the sale price: $90 - $18 = $72 You're all set!